For Lenders & Capital Providers
Credit, market and liquidity risk all reach the committee as numbers. Cyber arrives as a questionnaire, if at all. Üsta gives it the same footing: an independent estimate of the loss, in money, for each borrower or investee.
Request a Partnership ConversationA borrower's annual cyber loss, from the expected case to the severe year that tests its ability to service debt.
Who This Is For
A severe incident can halt a borrower's operations and its ability to service debt. Üsta produces expected loss and tail estimates structured as an input to credit committee, covenant and limit decisions.
A penetration test shows where the holes are, not what a breach would cost. Üsta gives investment committees a financial view of cyber exposure at entry, and a way to track it across the portfolio.
Development finance institutions and specialist funds back businesses whose operations increasingly run on digital rails. A consistent cyber exposure figure across the book shows where resilience support would protect the most capital.
When It Matters
Before the credit is approved or the cheque is written, while the terms can still reflect the exposure.
Periodic reassessment shows material changes in exposure before they surface as incidents or covenant breaches.
A quantified, documented cyber position is a cleaner answer to the next lender's or buyer's due diligence than a set of certificates.
A business you already know well is the quickest way to judge the output.