How It Works

From scoping call to financial outputs.

A structured engagement that produces cyber exposure in financial terms, ready for the decisions your board, your insurer and your regulator already make in monetary terms.

The Process

Four steps. One financial risk position.

01

Scoping call

30 minutes

We start by understanding your organisation: your sector, size, regulatory environment, and the specific decisions you need to inform. This determines whether Üsta is the right fit and what the engagement would look like, including scope, timeline, and what outputs you receive.

02

Structured assessment

Agreed at scoping

A targeted questionnaire maps your control environment across the threat scenarios most relevant to your business. Where you already hold security artefacts (penetration test reports, ISO or SOC 2 evidence, prior questionnaire responses) we work from those directly, rather than asking your team to restate what is already documented. We focus on the controls and architecture decisions that most materially affect your financial exposure, rather than exhaustive compliance checklists.

We do not require a mature security tooling stack or hundreds of integrations. Alongside your inputs, Üsta assembles an external view of your organisation, the kind an attacker would build, which requires nothing from your team. The assessment produces rigorous outputs from the information your organisation already holds, and states the confidence behind each one.

03

Modelling

Agreed at scoping

Your posture is parameterised against Üsta's actuarial model for your sector and revenue scale. Frequency and severity are anchored to published benchmarks where they exist and to documented judgement where they do not, and the range widens wherever the evidence is thinner.

This is where Üsta differs from framework assessments and qualitative scoring tools. The output is a probability distribution of financial loss, not a maturity score or a traffic light.

04

Financial outputs

Delivered at end of engagement

You receive loss distributions, expected annual loss, tail risk estimates, scenario-level breakdowns, and control ROI analysis. Outputs are delivered in formats your CFO, board, and risk and compliance teams can work with immediately.

The Methodology

Actuarial science, applied to cyber risk.

Actuarial, not qualitative

Üsta's models are built on actuarial science: the same probabilistic mathematics used in insurance pricing and pension fund risk management. The output is a financial loss distribution, not a maturity score.

Scenario-based

We model the scenarios most relevant to your business: data breach and exfiltration, ransomware, cyber fraud, third-party and supply chain failure, and insider threat. Each is modelled separately in financial terms, with its own frequency and severity parameters.

Built for thin-data markets

Built in Cape Town to work where local loss history is thin, which makes it portable to any market. The regulatory regime, whether POPIA and the FSCA, APRA's CPS 234, GDPR and the FCA, or US state breach law, is an input to the model rather than an assumption built into it.

Transparent and defensible

Every assumption in the model is documented and auditable. Outputs are structured for scrutiny by regulators, auditors, insurers, and board risk committees.

What You Don't Need

No complex tooling stack required.

Most cyber risk quantification platforms assume you already have hundreds of security tools generating telemetry. Üsta starts from first principles. Our structured assessment is designed to produce actuarial outputs from the information your organisation already holds.

No complex tooling prerequisites
Our assessment works from structured inputs, not telemetry pipelines or existing security platform subscriptions
No security reports required
Penetration tests, ISO 27001 or SOC 2 evidence narrow the estimate when you have them. None is needed to start
No prior experience with cyber risk quantification
We guide you through the assessment from start to finish

Common Questions

Frequently asked questions.

See if it's the right fit.

A 30-minute scoping call is enough to understand whether Üsta is right for your organisation and what the engagement would produce.

Request a Scoping Call