For Insurance Brokers
Your client wants to know how much cover is enough, and the underwriter wants to know what an incident would cost. Üsta answers both with one independent estimate of the client's cyber exposure, in money, before the placement.
Request a Partnership ConversationThe chance that a year's cyber loss exceeds a given amount. Read against a proposed limit, it shows what the cover leaves uncovered.
Where Brokers Use It
Set the limit your client is considering against a modelled severity tail for their own business, so the conversation about how much cover is enough has something to stand on.
Many proposal forms ask the client to estimate their own business interruption loss in a free-text box. A figure with a stated method behind it gives the underwriter something to follow, not just something to read.
Show the client what changed in their exposure since last year and which improvements moved it, so the renewal is a review of the risk rather than a repeat of the form.
Mid-market clients who have never bought cyber cover rarely know what is at stake. Their own exposure, in money, is a better opening than a market statistic.
How We Work With Brokers
The recommendation, the placement and the client relationship stay with you. Üsta gives your advice a figure the client and the underwriter can both follow.
The model does not know which insurer a risk is going to, and nobody can edit a result. That independence is what makes the number usable in front of an underwriter.
How introductions and fees work between us is set out before the first client, in both directions, so neither side renegotiates per deal.
How It Works
You bring a client who needs their cyber exposure in money ahead of a placement or a renewal.
Üsta runs a structured assessment alongside an independent external view of the client's attack surface.
Expected loss, severity tail and the improvements worth most, in a report built for you and the client to use together.
You take the risk to market with an exposure figure and its basis in the submission.
One real placement is the quickest way to see whether the number earns its place in your file.