For CROs, CFOs & Boards
Boards are legally accountable for cyber risk. Risk executives need it expressed in the same financial terms as credit and operational risk. Üsta produces the loss distributions your governance and risk functions need to govern responsibly.
Request a Scoping CallYour expected annual loss and the capital at risk in the tail, in one view. The picture a board sets risk appetite against.
The Problem
Cyber is the only material business risk that cannot be expressed in financial terms. Credit risk has models. Market risk has models. Operational risk has models. Cyber has heat maps and maturity scores, designed for IT teams rather than for financial governance.
Yet boards are now held to the same standard of cyber risk oversight as they are for financial and operational risk. Without quantified exposure, every governance decision on cyber is made without the analytical foundation that every other risk decision relies on.
For risk executives the challenge is more specific, and we have set it out separately on the CRO and risk officer view: embedding cyber into ORSA and ICAAP submissions, risk appetite frameworks, and risk committee reporting requires financial numbers that maturity scores cannot provide.
What is our actual financial exposure to a data breach?
Are we carrying more risk than our appetite allows?
How do I embed cyber into our ICAAP or enterprise risk framework?
Is our insurance coverage appropriate for our exposure?
How do we demonstrate cyber governance to regulators?
What You Get
Your organisation's expected cyber loss in rand terms, at multiple probability thresholds — the number that anchors your risk appetite discussion.
The plausible worst-case financial impact at your chosen confidence level. The number your risk committee needs to set meaningful limits.
An actuarially derived view of what cyber insurance coverage your exposure justifies — so coverage decisions are grounded in your actual risk profile.
Documentation of your cyber risk position in financial terms, structured for regulatory reporting and board-level accountability.
Use Cases
Move from a qualitative risk appetite statement to a quantified financial threshold. Know the number your organisation is prepared to bear, and model what it costs to reduce it.
Stop buying insurance against a risk you have never quantified. Understand your modelled loss distribution before entering underwriting negotiations, so coverage decisions reflect your actual exposure.
Regulators and auditors are increasingly requiring financial-level risk disclosure. Üsta produces outputs that satisfy scrutiny from the FSCA, SARB, and external auditors.
Quantify the cyber risk exposure of a target or portfolio company before a transaction closes. Replace qualitative assessments with actuarial loss estimates that can be priced into the deal.
Report cyber exposure to the governing body the way every other material risk is reported: a financial position, what moved it since last period, and what sits outside appetite. If you are building the underlying framework rather than governing it, the risk officer view covers that in more depth.
We will assess fit and explain what quantified cyber risk governance would look like for your organisation.