For CFOs, CROs & Boards
Boards are legally accountable for cyber risk. Risk executives need it expressed in the same financial terms as credit and operational risk. Üsta produces the loss distributions your governance and risk functions need to govern responsibly.
Request a Scoping CallThe Problem
Cyber is the only material business risk that cannot be expressed in financial terms. Credit risk has models. Market risk has models. Operational risk has models. Cyber has heat maps and maturity scores, designed for IT teams rather than for financial governance.
Yet boards are now held to the same standard of cyber risk oversight as they are for financial and operational risk. Without quantified exposure, every governance decision on cyber is made without the analytical foundation that every other risk decision relies on.
For risk executives, the challenge is more specific: embedding cyber into ICAAP submissions, risk appetite frameworks, and risk committee reporting requires financial numbers that maturity scores cannot provide.
What is our actual financial exposure to a data breach?
Are we carrying more risk than our appetite allows?
How do I embed cyber into our ICAAP or enterprise risk framework?
Is our insurance coverage appropriate for our exposure?
How do we demonstrate cyber governance to regulators?
What You Get
Your organisation's expected cyber loss in rand terms, at multiple probability thresholds — the number that anchors your risk appetite discussion.
The plausible worst-case financial impact at your chosen confidence level. The number your risk committee needs to set meaningful limits.
An actuarially derived view of what cyber insurance coverage your exposure justifies — so coverage decisions are grounded in your actual risk profile.
Documentation of your cyber risk position in financial terms, structured for regulatory reporting and board-level accountability.
Use Cases
Move from a qualitative risk appetite statement to a quantified financial threshold. Know the number your organisation is prepared to bear, and model what it costs to reduce it.
Stop buying insurance against a risk you have never quantified. Understand your modelled loss distribution before entering underwriting negotiations, so coverage decisions reflect your actual exposure.
Regulators and auditors are increasingly requiring financial-level risk disclosure. Üsta produces outputs that satisfy scrutiny from the FSCA, SARB, and external auditors.
Quantify the cyber risk exposure of a target or portfolio company before a transaction closes. Replace qualitative assessments with actuarial loss estimates that can be priced into the deal.
Credit and operational risk sit in your ERM framework as quantified loss distributions. Cyber cannot until it is expressed in the same terms. Üsta produces the financial inputs your risk function needs to include cyber in ICAAP or ORSA submissions alongside the risk classes that already have models.
A risk appetite statement tells you the direction; a limit tells you when you have breached it. Üsta gives you a loss distribution from which to derive a specific financial threshold — a VaR or expected loss figure your risk committee can monitor, report against, and re-calibrate when your control posture changes.
We will assess fit and explain what quantified cyber risk governance would look like for your organisation.