Cyber Risk Quantification

Cyber risk, expressed in financial terms.

Every CISO can tell you what their controls are. Almost none can tell you what their residual risk costs. Boards and CFOs are making investment decisions — budgets, insurance, M&A — with heat maps instead of numbers. Üsta closes that gap.

The Problem

Five ways cyber risk breaks the business conversation.

Only 21% of executives allocate their cyber budgets based on their organisation's highest risks. The remaining 79% are guessing.

The Translation Gap

Cyber is the only material business risk that cannot be expressed in financial terms. Credit risk, market risk, operational risk: all have financial models. Cyber has heat maps. Every other risk at the board table gets a number. Cyber gets a colour.

The CISO Credibility Problem

CISOs are expected to speak the language of financial risk at the board table, but they arrive with patch compliance rates and phishing simulation scores. When the CFO asks "are we spending the right amount on security?" there is no analytical basis for the answer.

The Accountability Gap

Boards are now legally accountable for cyber risk: to regulators, auditors, and increasingly shareholders. But the tools available are frameworks designed for IT teams, not financial decision-makers. The sophistication of the accountability has outpaced the measurement.

The Budget Defensibility Problem

Every budget cycle, a CISO asks for millions in security spend with no quantified answer to "what does that buy us in risk reduction?" The number gets negotiated on gut feel and seniority. That is how material financial decisions get made on cyber.

The Enterprise Sales Blocker

Acutely felt by Series B+ and mid-market companies

Enterprise customers and investors now require quantified cyber risk documentation, not just a SOC 2. Growing companies that cannot produce financial-level risk outputs are failing vendor assessments, losing deals, and arriving at fundraising due diligence unprepared. The same gap surfaces at insurance renewal.

The Solution

Actuarial-grade cyber risk quantification.

Üsta builds actuarial-grade cyber risk models: the same probabilistic, financially rigorous methodology used in insurance and credit risk, applied to cyber security.

We deliver findings in formats your finance, risk, and GRC teams can work with immediately. Outputs are designed to integrate into your existing reporting and governance workflows.

Request a Scoping Call
Expected Annual Loss
Probability-weighted, scenario-specific — the number your CFO budgets against.
Tail Risk Distribution
VaR and TVaR — the number your board needs to set risk appetite.
Control ROI
The financial return on each security investment, modelled before you spend.
Scenario Analysis
Data breach, ransomware, third-party failure — financial impact modelled separately.

Who It's For

Every stakeholder. One rigorous model.

CISOs

Speak the language of business.

Arrive at the board table with financial numbers, not operational metrics. Make a quantitative case for every rand of security spend.

For CISOs
CFOs & Boards

Set risk appetite with real numbers.

Understand your organisation's financial exposure to cyber risk. Make informed decisions on insurance, investment, and regulatory disclosure.

For CFOs & Boards
Growth Companies

Win enterprise deals and pass due diligence.

Produce the financial-level risk documentation that enterprise customers and investors now require. Stop losing deals to security questionnaires.

For Growth Companies

How It Works

From scoping call to financial outputs.

01

Scoping call

30 minutes to assess fit, understand your environment, and outline what the engagement would look like.

02

Structured assessment

A targeted questionnaire maps your control environment across the threat scenarios most relevant to your business.

03

Model calibration

Your posture is parameterised against Üsta's actuarial model, calibrated to the African threat environment and your sector.

04

Financial outputs

Loss distributions, expected value, control ROI, and scenario breakdowns. Delivered in formats your CFO, board, and GRC teams can act on.

Why Üsta

Not another framework assessment.

Conventional approachÜsta
Framework scores (ISO, NIST, CIS)Financial loss distributions
Qualitative heat mapsActuarial probability models
Point-in-time assessmentsA living model, recalibrated as your posture evolves
Generic industry benchmarksCalibrated to your specific architecture and threat profile
Outputs designed for IT teamsOutputs your CFO, board, and GRC teams can use directly
Traction

Currently piloting with a digital bank in Cape Town, and in active engagement with two of South Africa's largest telecommunications groups.

Built for Africa

The only CRQ firm calibrated for the African market.

Every competitor in the cyber risk quantification space is built for US Fortune 500 companies: calibrated on US threat data, assuming US regulatory frameworks, and requiring mature US-style security tooling stacks.

Üsta is built for POPIA-regulated institutions, African fintech infrastructure, and the specific threat environment of mobile-first financial services. Our actuarial model starts from where your organisation actually is, not where a US enterprise is.

Start with a 30-minute scoping call.

No commitment. We will assess fit and explain exactly what the engagement would look like for your organisation.

Request a Scoping Call