Üsta Digital quantifies cyber risk in financial terms, using the actuarial method insurance and credit risk already rely on. We work with the insurers, brokers, security firms and advisers who carry, place and manage cyber risk, and directly with the businesses that hold it.
Credit, market and operational risk are governed in monetary terms. Cyber usually is not, which keeps it out of the decisions a business makes on financial figures: what to budget, what to insure, what to carry, what to disclose, and what to charge someone else for carrying it.
Üsta exists to close that gap with a frequency and severity model, an independent view of each organisation's exposure, and a stated basis for every figure it produces.
What We Are Here To Do
Budget, insurance cover, risk appetite, credit and disclosure all run on financial figures. Cyber stays out of them until it has one.
An insurer, a broker, a security firm and the client should be able to argue about the decision without arguing about the arithmetic.
Most of the world's businesses sit in markets without a deep local incident history. The method has to say what it knows, what it assumes, and how wide the range is because of it.
Our Journey
Incorporated in Cape Town to bring actuarial method to cyber risk.
Kasi Money becomes Üsta's design partner, from control assessment through to modelled loss scenarios.
The method presented to security practitioners: cyber risk in the age of AI, in financial terms.
Security firms can run Üsta's estimate themselves, on the companies they are selling to.
Quantifying cyber exposure without a loss history, presented in the Enterprise Risk Management track.
Chairing the Cybersecurity stage in Cape Town.
Our Values
Every figure can be traced to its inputs and assumptions. If a reader cannot follow how a number was built, it is not finished.
We publish the width of an estimate and why it is that wide. A single precise figure resting on thin data would be easier to sell and less useful to rely on.
The model does not know who is buying, selling or placing what, and no result is adjusted to suit a deal. Our partners' credibility depends on it as much as ours does.
We report in the units the rest of the business decides in. A heat map cannot set a budget, a limit or an appetite.
We bring the method; clients and partners bring knowledge of the systems, controls and exposures. The model is better for both.
Leadership
Boris founded Üsta and leads its model and every client delivery. He is a Technical Member of the Actuarial Society of South Africa (TASSA).
He has presented Üsta's method at the 53rd ASSA Convention and to the ISC2 Cape Town chapter, and chairs the Cybersecurity stage at Africa Tech Festival 2026.
Talks and slidesDesign Partner
Kasi Money is Üsta's design partner: a mobile-first financial services business spanning payments, cash advances and insurance, holding KYC identity records under POPIA, inside a regulated banking distribution chain. The engagement ran from control assessment and external attack surface review through to modelled loss scenarios and a walkthrough with their executive team.
Whether you would partner with Üsta or use it in your own business, a call is the right place to start.